Zakat Islam ke paanch arkaan mein se ek hai. Ye apne maal ka 2.5% hissa hai jo saal mein ek dafa haqdaar logon ko diya jata hai. Iska hisaab mushkil nahi, bas qadam ba qadam chalna hai.
1. Do sharten dekhein
Zakat tab farz hoti hai jab aapka maal nisab ke barabar ya us se zyada ho, aur us par ek poora qamri (Islami) saal guzar jaye.
- Chandi ka nisab: 612.36 gram, yaani 52.5 tola.
- Sone ka nisab: 87.48 gram, yaani 7.5 tola.
Chandi sasti hai, is liye uska nisab kam banta hai. Bohat se ulama chandi ka nisab use karne ka mashwara dete hain, taake zyada log zakat dein aur ghareebon ko zyada faida ho.
2. Jin cheezon par zakat hai
- Ghar mein rakha cash aur bank account ka paisa.
- Sona aur chandi, aaj ki qeemat par.
- Karobar ka maal, jis qeemat par aap use bechenge.
- Wo qarz jo logon ne aap se liya hai aur wapas milne ki umeed hai.
- Shares aur wo property jo bechne ki niyat se khareedi ho.
3. Jin cheezon par zakat nahi
Rehne ka ghar, istemal ki gaari, furniture, kapre aur ghar ka saamaan zakat mein nahi gine jaate.
4. Qarz minus karein
Jo bill aur qist abhi ada karni hai, wo minus kar dein. Lambe loan ka poora baqi hissa aksar ulama ke nazdeek minus nahi hota, sirf wo hissa jo abhi dena hai.
5. 2.5% nikalein
Jo raqam bache, agar wo nisab se zyada hai, to use 2.5% se zarab dein. Asaan tareeqa: raqam ko 40 se taqseem kar dein.
Misaal
Bank mein Rs 5,00,000, sona Rs 3,00,000 ka, aur abhi dene wale bill Rs 50,000. Baqi maal = Rs 7,50,000. Agar ye nisab se zyada hai, to zakat = 7,50,000 ÷ 40 = Rs 18,750.
Pehne hue zevar par zakat
Is mein ulama ka ikhtilaf hai. Hanafi fiqh ke mutabiq har sone chandi ke zevar par zakat hai, jabke doosre mazahib roz pehne jane wale zevar ko alag rakhte hain. Apne maslak ke kisi bharosemand aalim se poochh lein.
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Apni zakat calculate karein